{"id":1269,"date":"2024-09-30T02:51:54","date_gmt":"2024-09-30T02:51:54","guid":{"rendered":"https:\/\/economy.theblock101.com\/?p=1269"},"modified":"2024-09-30T02:51:55","modified_gmt":"2024-09-30T02:51:55","slug":"lc-la-gi","status":"publish","type":"post","link":"https:\/\/economy.theblock101.com\/?p=1269","title":{"rendered":"LC l\u00e0 g\u00ec? Th\u01b0 t\u00edn d\u1ee5ng (Letter of Credit) v\u00e0 c\u00e1c kh\u00eda c\u1ea1nh quan tr\u1ecdng c\u1ea7n bi\u1ebft"},"content":{"rendered":"\n<p>LC (Letter of Credit), hay th\u01b0 t\u00edn d\u1ee5ng, l\u00e0 m\u1ed9t cam k\u1ebft t\u00e0i ch\u00ednh do ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh, \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi b\u00e1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c thanh to\u00e1n t\u1eeb ng\u01b0\u1eddi mua khi \u0111\u00e1p \u1ee9ng \u0111\u00fang c\u00e1c y\u00eau c\u1ea7u v\u00e0 \u0111i\u1ec1u ki\u1ec7n quy \u0111\u1ecbnh trong LC.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. LC l\u00e0 g\u00ec?<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXepk5efVYXpCNKbxRpkcg1km9HjHFybVMj1xJESxVGsGITuYCSB2n0IHIbblfNK63sy9By4EKGWW81K-TX8H2DfkiMNvHUh3AINDKWp1TA6mQ7sikIrjOHRW3M_dhKJOEg-Ek40wg_8bUayVzNUlZ7FbQ6O?key=fYQeevVmj2aGJZJUfaAxWw\" alt=\"\"\/><figcaption class=\"wp-element-caption\"><em>LC (Letter of Credit)<\/em><\/figcaption><\/figure><\/div>\n\n\n<p><strong>LC (Letter of Credit) <\/strong>hay c\u00f2n g\u1ecdi l\u00e0 th\u01b0 t\u00edn d\u1ee5ng, l\u00e0 m\u1ed9t cam k\u1ebft t\u00e0i ch\u00ednh t\u1eeb <a href=\"https:\/\/theblock101.com\/tien-gui-lai-suat-ngan-hang\" title=\"\">ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh<\/a> \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi b\u00e1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c thanh to\u00e1n t\u1eeb ng\u01b0\u1eddi mua v\u1edbi \u0111i\u1ec1u ki\u1ec7n ng\u01b0\u1eddi b\u00e1n th\u1ef1c hi\u1ec7n \u0111\u00fang theo nh\u1eefng y\u00eau c\u1ea7u v\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ec1 ra trong LC. LC l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 quan tr\u1ecdng trong th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf, gi\u00fap c\u00e1c b\u00ean tham gia giao d\u1ecbch b\u1ea3o v\u1ec7 l\u1ee3i \u00edch c\u1ee7a m\u00ecnh, \u0111\u1eb7c bi\u1ec7t khi c\u00e1c b\u00ean ch\u01b0a c\u00f3 m\u1ed1i quan h\u1ec7 kinh doanh l\u00e2u d\u00e0i ho\u1eb7c khi th\u1ef1c hi\u1ec7n giao d\u1ecbch qu\u1ed1c t\u1ebf v\u1edbi nhi\u1ec1u r\u1ee7i ro li\u00ean quan \u0111\u1ebfn thanh to\u00e1n.<\/p>\n\n\n\n<p><strong>Th\u01b0 t\u00edn d\u1ee5ng<\/strong> \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn trong c\u00e1c giao d\u1ecbch mua b\u00e1n qu\u1ed1c t\u1ebf, n\u01a1i ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n c\u00f3 th\u1ec3 \u1edf c\u00e1c qu\u1ed1c gia kh\u00e1c nhau v\u00e0 <a href=\"https:\/\/theblock101.com\/top-3-san-giao-dich-phi-tap-trung-uy-tin-nhat-2024\" title=\"\">vi\u1ec7c thanh to\u00e1n kh\u00f4ng th\u1ec3 di\u1ec5n ra tr\u1ef1c ti\u1ebfp<\/a>. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, LC ho\u1ea1t \u0111\u1ed9ng nh\u01b0 m\u1ed9t trung gian \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi b\u00e1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n th\u1ecfa thu\u1eadn sau khi cung c\u1ea5p c\u00e1c ch\u1ee9ng t\u1eeb c\u1ea7n thi\u1ebft ch\u1ee9ng minh vi\u1ec7c giao h\u00e0ng, v\u00e0 ng\u01b0\u1eddi mua s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c h\u00e0ng h\u00f3a theo \u0111\u00fang y\u00eau c\u1ea7u.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. C\u1ea5u tr\u00fac v\u00e0 c\u00e1c th\u00e0nh ph\u1ea7n c\u1ee7a LC<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXeUMBug9CmKQYV8wokxlZCw-Vva4bxN4iTNPGCI-SYYSxM9U6jkzNdwTQHPfCsH9POVWnPS_onIoAUpsro9ahKMGqTv_rEb_ZrlhHRssD3WVOrXi14rheJha3u3mQ4_Ukso37H2ZHgbgAT8Ilc88D-d2_zs?key=fYQeevVmj2aGJZJUfaAxWw\" alt=\"\" style=\"width:840px;height:auto\"\/><figcaption class=\"wp-element-caption\"><em>C\u1ea5u tr\u00fac v\u00e0 c\u00e1c th\u00e0nh ph\u1ea7n c\u1ee7a LC<\/em><\/figcaption><\/figure><\/div>\n\n\n<p>Trong m\u1ed9t giao d\u1ecbch s\u1eed d\u1ee5ng LC, c\u00f3 c\u00e1c b\u00ean li\u00ean quan ch\u00ednh sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ng\u01b0\u1eddi mua \/ Ng\u01b0\u1eddi y\u00eau c\u1ea7u m\u1edf LC<\/strong> <strong>(Applicant): <\/strong>Th\u01b0\u1eddng l\u00e0 ng\u01b0\u1eddi mua ho\u1eb7c nh\u00e0 nh\u1eadp kh\u1ea9u, l\u00e0 ng\u01b0\u1eddi y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh LC.<\/li>\n\n\n\n<li><strong>Ng\u01b0\u1eddi b\u00e1n \/ Ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i<\/strong> <strong>(Beneficiary): <\/strong>Th\u01b0\u1eddng l\u00e0 ng\u01b0\u1eddi b\u00e1n ho\u1eb7c nh\u00e0 xu\u1ea5t kh\u1ea9u, l\u00e0 ng\u01b0\u1eddi s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c thanh to\u00e1n t\u1eeb LC khi ho\u00e0n th\u00e0nh ngh\u0129a v\u1ee5.<\/li>\n\n\n\n<li><strong>Ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh<\/strong> <strong>(Issuing Bank):<\/strong> Ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi mua, ch\u1ecbu tr\u00e1ch nhi\u1ec7m ph\u00e1t h\u00e0nh LC.<\/li>\n\n\n\n<li><strong>Ng\u00e2n h\u00e0ng th\u00f4ng b\u00e1o (Advising Bank):<\/strong> Ng\u00e2n h\u00e0ng \u0111\u1ea1i di\u1ec7n t\u1ea1i qu\u1ed1c gia c\u1ee7a ng\u01b0\u1eddi b\u00e1n, c\u00f3 nhi\u1ec7m v\u1ee5 th\u00f4ng b\u00e1o cho ng\u01b0\u1eddi b\u00e1n v\u1ec1 LC v\u00e0 x\u00e1c th\u1ef1c t\u00ednh x\u00e1c th\u1ef1c c\u1ee7a LC.<\/li>\n\n\n\n<li><strong>Ng\u00e2n h\u00e0ng thanh to\u00e1n (Paying Bank):<\/strong> Ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n vi\u1ec7c thanh to\u00e1n cho ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i khi c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a LC \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng.<\/li>\n\n\n\n<li><strong>Ng\u00e2n h\u00e0ng x\u00e1c nh\u1eadn (Confirming Bank)<\/strong>: Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, LC c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c m\u1ed9t ng\u00e2n h\u00e0ng th\u1ee9 ba x\u00e1c nh\u1eadn, b\u1ed5 sung cam k\u1ebft thanh to\u00e1n cho ng\u01b0\u1eddi b\u00e1n.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. C\u00e1c lo\u1ea1i LC ph\u1ed5 bi\u1ebfn<\/strong><\/h2>\n\n\n\n<p>LC c\u00f3 nhi\u1ec1u lo\u1ea1i kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o nhu c\u1ea7u c\u1ee7a c\u00e1c b\u00ean tham gia giao d\u1ecbch. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 lo\u1ea1i LC ph\u1ed5 bi\u1ebfn nh\u1ea5t:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.1. LC kh\u00f4ng th\u1ec3 h\u1ee7y ngang (Irrevocable LC)<\/strong><\/h3>\n\n\n\n<p><strong>LC kh\u00f4ng th\u1ec3 h\u1ee7y ngang<\/strong> l\u00e0 lo\u1ea1i LC ph\u1ed5 bi\u1ebfn nh\u1ea5t trong c\u00e1c giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf. M\u1ed9t khi \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh, LC kh\u00f4ng th\u1ec3 b\u1ecb h\u1ee7y b\u1ecf ho\u1eb7c thay \u0111\u1ed5i b\u1edfi ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh m\u00e0 kh\u00f4ng c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c b\u00ean li\u00ean quan. \u0110i\u1ec1u n\u00e0y t\u1ea1o ra s\u1ef1 an t\u00e2m cho ng\u01b0\u1eddi b\u00e1n v\u00ec h\u1ecd bi\u1ebft r\u1eb1ng m\u1ed9t khi LC \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh, h\u1ecd s\u1ebd \u0111\u01b0\u1ee3c thanh to\u00e1n n\u1ebfu tu\u00e2n th\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.2.LC c\u00f3 th\u1ec3 h\u1ee7y ngang (Revocable LC)<\/strong><\/h3>\n\n\n\n<p><strong>LC c\u00f3 th\u1ec3 h\u1ee7y ngang<\/strong> cho ph\u00e9p ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh c\u00f3 th\u1ec3 h\u1ee7y b\u1ecf ho\u1eb7c thay \u0111\u1ed5i b\u1ea5t k\u1ef3 l\u00fac n\u00e0o m\u00e0 kh\u00f4ng c\u1ea7n th\u00f4ng b\u00e1o cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng. Tuy nhi\u00ean, lo\u1ea1i LC n\u00e0y \u00edt ph\u1ed5 bi\u1ebfn trong th\u1ef1c t\u1ebf v\u00ec n\u00f3 kh\u00f4ng cung c\u1ea5p m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 c\u1ea7n thi\u1ebft cho ng\u01b0\u1eddi b\u00e1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.3. LC d\u1ef1 ph\u00f2ng (Standby LC)<\/strong><\/h3>\n\n\n\n<p><strong>LC d\u1ef1 ph\u00f2ng<\/strong> ho\u1ea1t \u0111\u1ed9ng gi\u1ed1ng nh\u01b0 m\u1ed9t b\u1ea3o l\u00e3nh thanh to\u00e1n, \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng khi ng\u01b0\u1eddi mua kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n thanh to\u00e1n theo h\u1ee3p \u0111\u1ed3ng. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u01b0\u1eddi b\u00e1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh LC d\u1ef1 ph\u00f2ng th\u1ef1c hi\u1ec7n thanh to\u00e1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.4. LC tu\u1ea7n ho\u00e0n (Revolving LC)<\/strong><\/h3>\n\n\n\n<p><strong>LC tu\u1ea7n ho\u00e0n<\/strong> cho ph\u00e9p ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n th\u1ef1c hi\u1ec7n nhi\u1ec1u giao d\u1ecbch trong m\u1ed9t kho\u1ea3ng th\u1eddi gian m\u00e0 kh\u00f4ng c\u1ea7n ph\u00e1t h\u00e0nh LC m\u1edbi cho m\u1ed7i giao d\u1ecbch. LC tu\u1ea7n ho\u00e0n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp d\u1ef1a tr\u00ean th\u1eddi gian ho\u1eb7c gi\u00e1 tr\u1ecb, v\u00e0 n\u00f3 gi\u00fap gi\u1ea3m thi\u1ec3u chi ph\u00ed v\u00e0 th\u1eddi gian cho c\u00e1c b\u00ean li\u00ean quan.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.5. LC chuy\u1ec3n nh\u01b0\u1ee3ng (Transferable LC)<\/strong><\/h3>\n\n\n\n<p><strong>LC chuy\u1ec3n nh\u01b0\u1ee3ng<\/strong> cho ph\u00e9p ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng \u0111\u1ea7u ti\u00ean (ng\u01b0\u1eddi b\u00e1n ban \u0111\u1ea7u) chuy\u1ec3n nh\u01b0\u1ee3ng m\u1ed9t ph\u1ea7n ho\u1eb7c to\u00e0n b\u1ed9 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh trong LC cho m\u1ed9t ho\u1eb7c nhi\u1ec1u b\u00ean kh\u00e1c. Lo\u1ea1i LC n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c giao d\u1ecbch m\u00e0 ng\u01b0\u1eddi b\u00e1n kh\u00f4ng ph\u1ea3i l\u00e0 nh\u00e0 cung c\u1ea5p ch\u00ednh nh\u01b0ng \u0111\u00f3ng vai tr\u00f2 trung gian.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.6. LC \u0111\u1ed1i \u1ee9ng (Back-to-back LC)<\/strong><\/h3>\n\n\n\n<p><strong>LC \u0111\u1ed1i \u1ee9ng <\/strong>\u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c giao d\u1ecbch li\u00ean quan \u0111\u1ebfn nhi\u1ec1u b\u00ean v\u00e0 nhi\u1ec1u LC. Trong \u0111\u00f3, m\u1ed9t LC \u0111\u01b0\u1ee3c m\u1edf d\u1ef1a tr\u00ean LC kh\u00e1c. Lo\u1ea1i LC n\u00e0y ph\u1ed5 bi\u1ebfn trong c\u00e1c giao d\u1ecbch qu\u1ed1c t\u1ebf ph\u1ee9c t\u1ea1p.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.7. LC theo y\u00eau c\u1ea7u (At Sight LC)<\/strong><\/h3>\n\n\n\n<p><strong>LC theo y\u00eau c\u1ea7u<\/strong> y\u00eau c\u1ea7u thanh to\u00e1n ngay l\u1eadp t\u1ee9c khi c\u00e1c ch\u1ee9ng t\u1eeb h\u1ee3p l\u1ec7 \u0111\u01b0\u1ee3c xu\u1ea5t tr\u00ecnh. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng lo\u1ea1i LC \u0111\u01a1n gi\u1ea3n v\u00e0 ph\u1ed5 bi\u1ebfn nh\u1ea5t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. Quy tr\u00ecnh ph\u00e1t h\u00e0nh LC<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdQOk1v6Y2zSX7PhXOQwoxcgCU-_ZRv4N9YhgXKuvytJC6dccK-SnXn_gcdtc5o0YrlxJi982EaS3ZbppRRF4-1YdZ4tU1KpnKYHZcjCf7JCgHkbqz6HqfPv8Jlp8OOq6kqajhN9-vVFfNQ-f8g6I-yCf0?key=fYQeevVmj2aGJZJUfaAxWw\" alt=\"\"\/><figcaption class=\"wp-element-caption\"><em>Quy tr\u00ecnh ph\u00e1t h\u00e0nh LC<\/em><\/figcaption><\/figure><\/div>\n\n\n<p>Quy tr\u00ecnh ph\u00e1t h\u00e0nh LC th\u01b0\u1eddng bao g\u1ed3m c\u00e1c b\u01b0\u1edbc sau:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0110\u00e0m ph\u00e1n h\u1ee3p \u0111\u1ed3ng<\/strong>: Ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n th\u1ecfa thu\u1eadn c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a h\u1ee3p \u0111\u1ed3ng mua b\u00e1n, trong \u0111\u00f3 c\u00f3 vi\u1ec7c s\u1eed d\u1ee5ng LC l\u00e0m ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n.<\/li>\n\n\n\n<li><strong>Y\u00eau c\u1ea7u ph\u00e1t h\u00e0nh LC<\/strong>: Ng\u01b0\u1eddi mua y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh LC d\u1ef1a tr\u00ean h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft.<\/li>\n\n\n\n<li><strong>Ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh LC<\/strong>: Ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi mua ph\u00e1t h\u00e0nh LC v\u00e0 g\u1eedi n\u00f3 t\u1edbi ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi b\u00e1n.<\/li>\n\n\n\n<li><strong>Th\u00f4ng b\u00e1o LC<\/strong>: Ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi b\u00e1n th\u00f4ng b\u00e1o cho ng\u01b0\u1eddi b\u00e1n v\u1ec1 LC v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n \u0111i k\u00e8m.<\/li>\n\n\n\n<li><strong>Giao h\u00e0ng<\/strong>: Ng\u01b0\u1eddi b\u00e1n giao h\u00e0ng v\u00e0 cung c\u1ea5p c\u00e1c ch\u1ee9ng t\u1eeb theo y\u00eau c\u1ea7u c\u1ee7a LC cho ng\u00e2n h\u00e0ng c\u1ee7a m\u00ecnh.<\/li>\n\n\n\n<li><strong>Ng\u00e2n h\u00e0ng ki\u1ec3m tra ch\u1ee9ng t\u1eeb<\/strong>: Ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi b\u00e1n ki\u1ec3m tra c\u00e1c ch\u1ee9ng t\u1eeb, n\u1ebfu ph\u00f9 h\u1ee3p, s\u1ebd y\u00eau c\u1ea7u thanh to\u00e1n t\u1eeb ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi mua.<\/li>\n\n\n\n<li><strong>Thanh to\u00e1n<\/strong>: Ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi mua th\u1ef1c hi\u1ec7n thanh to\u00e1n cho ng\u01b0\u1eddi b\u00e1n th\u00f4ng qua ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi b\u00e1n.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Vai tr\u00f2 c\u1ee7a LC trong th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf<\/strong><\/h2>\n\n\n\n<p>LC \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c th\u00fac \u0111\u1ea9y th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf b\u1eb1ng c\u00e1ch:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi b\u00e1n<\/strong>: LC gi\u00fap b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi b\u00e1n, \u0111\u1ea3m b\u1ea3o h\u1ecd nh\u1eadn \u0111\u01b0\u1ee3c thanh to\u00e1n khi \u0111\u00e3 cung c\u1ea5p h\u00e0ng h\u00f3a ho\u1eb7c d\u1ecbch v\u1ee5 \u0111\u00fang theo h\u1ee3p \u0111\u1ed3ng.<\/li>\n\n\n\n<li><strong>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi mua:<\/strong> LC b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua b\u1eb1ng c\u00e1ch \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ecd s\u1ebd ch\u1ec9 ph\u1ea3i thanh to\u00e1n khi c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a LC \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7.<\/li>\n\n\n\n<li><strong>T\u0103ng c\u01b0\u1eddng s\u1ef1 tin t\u01b0\u1edfng<\/strong>: LC t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c b\u00ean giao d\u1ecbch qu\u1ed1c t\u1ebf c\u00f3 th\u1ec3 h\u1ee3p t\u00e1c v\u1edbi nhau ngay c\u1ea3 khi h\u1ecd ch\u01b0a c\u00f3 m\u1ed1i quan h\u1ec7 kinh doanh tr\u01b0\u1edbc \u0111\u00f3. LC c\u00f2n gi\u00fap ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n gi\u1ea3m thi\u1ec3u r\u1ee7i ro li\u00ean quan \u0111\u1ebfn vi\u1ec7c kh\u00f4ng thanh to\u00e1n ho\u1eb7c giao h\u00e0ng kh\u00f4ng \u0111\u00fang h\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. Nh\u1eefng r\u1ee7i ro v\u00e0 bi\u1ec7n ph\u00e1p ph\u00f2ng tr\u00e1nh khi s\u1eed d\u1ee5ng LC<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdQrBMYP54-3ne7dLaqEMQBYhHctU8yWkmYhtlyfd81zQek_kN4Cd94tlU0FTpWfp4cj8IRUyr8M2iP1jE1Hyi8wFNCqbKj4B9Dwz_6-FmBfE-vEzXP-a9wqwoLHbcuarxaZMButQXFciy6qSNgmmPj9gmr?key=fYQeevVmj2aGJZJUfaAxWw\" alt=\"\"\/><figcaption class=\"wp-element-caption\"><em>Nh\u1eefng r\u1ee7i ro<\/em><\/figcaption><\/figure><\/div>\n\n\n<p>M\u1eb7c d\u00f9 LC mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch, nh\u01b0ng c\u0169ng ti\u1ec1m \u1ea9n m\u1ed9t s\u1ed1 r\u1ee7i ro m\u00e0 c\u00e1c b\u00ean c\u1ea7n ph\u1ea3i c\u1ea9n tr\u1ecdng, bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>R\u1ee7i ro v\u1ec1 ch\u1ee9ng t\u1eeb<\/strong>: N\u1ebfu ch\u1ee9ng t\u1eeb kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a LC, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i thanh to\u00e1n. \u0110\u1ec3 tr\u00e1nh r\u1ee7i ro n\u00e0y, ng\u01b0\u1eddi b\u00e1n c\u1ea7n \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c ch\u1ee9ng t\u1eeb \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb k\u1ef9 l\u01b0\u1ee1ng v\u00e0 tu\u00e2n th\u1ee7 \u0111\u00fang y\u00eau c\u1ea7u c\u1ee7a LC.<\/li>\n\n\n\n<li><strong>R\u1ee7i ro v\u1ec1 t\u00e0i ch\u00ednh<\/strong>: Ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n t\u00e0i ch\u00ednh, d\u1eabn \u0111\u1ebfn vi\u1ec7c kh\u00f4ng th\u1ec3 thanh to\u00e1n LC. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u01b0\u1eddi b\u00e1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u m\u1ed9t ng\u00e2n h\u00e0ng x\u00e1c nh\u1eadn LC \u0111\u1ec3 t\u0103ng c\u01b0\u1eddng s\u1ef1 \u0111\u1ea3m b\u1ea3o thanh to\u00e1n.<\/li>\n\n\n\n<li><strong>R\u1ee7i ro ph\u00e1p l\u00fd<\/strong>: C\u00e1c b\u00ean c\u1ea7n l\u01b0u \u00fd c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd v\u00e0 th\u1ecfa thu\u1eadn qu\u1ed1c t\u1ebf li\u00ean quan \u0111\u1ebfn LC \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng giao d\u1ecbch di\u1ec5n ra m\u1ed9t c\u00e1ch h\u1ee3p ph\u00e1p v\u00e0 c\u00f4ng b\u1eb1ng.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. C\u00e1ch y\u1ebfu t\u1ed1 c\u1ea7n l\u01b0u \u00fd khi s\u1eed d\u1ee5ng LC<\/strong><\/h2>\n\n\n\n<p>\u0110\u1ec3 s\u1eed d\u1ee5ng LC m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3, c\u00f3 nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd sau \u0111\u00e2y:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L\u1ef1a ch\u1ecdn ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh: <\/strong>Ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh LC ph\u1ea3i l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh uy t\u00edn v\u00e0 c\u00f3 kinh nghi\u1ec7m trong vi\u1ec7c x\u1eed l\u00fd c\u00e1c giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf. \u0110i\u1ec1u n\u00e0y \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c quy tr\u00ecnh ph\u00e1t h\u00e0nh v\u00e0 thanh to\u00e1n s\u1ebd di\u1ec5n ra su\u00f4n s\u1ebb.<\/li>\n\n\n\n<li><strong>Ki\u1ec3m tra v\u00e0 chu\u1ea9n b\u1ecb ch\u1ee9ng t\u1eeb c\u1ea9n th\u1eadn: <\/strong>Vi\u1ec7c l\u1eadp ch\u1ee9ng t\u1eeb \u0111\u00fang y\u00eau c\u1ea7u l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o vi\u1ec7c thanh to\u00e1n qua LC. Ng\u01b0\u1eddi b\u00e1n c\u1ea7n c\u1ea9n th\u1eadn trong vi\u1ec7c chu\u1ea9n b\u1ecb v\u00e0 ki\u1ec3m tra ch\u1ee9ng t\u1eeb tr\u01b0\u1edbc khi n\u1ed9p cho ng\u00e2n h\u00e0ng \u0111\u1ec3 tr\u00e1nh sai s\u00f3t.<\/li>\n\n\n\n<li><strong>Hi\u1ec3u r\u00f5 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a LC: <\/strong>Ng\u01b0\u1eddi b\u00e1n v\u00e0 ng\u01b0\u1eddi mua c\u1ea7n hi\u1ec3u r\u00f5 c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a LC, bao g\u1ed3m c\u00e1c y\u00eau c\u1ea7u v\u1ec1 ch\u1ee9ng t\u1eeb, th\u1eddi h\u1ea1n giao h\u00e0ng, v\u00e0 th\u1eddi gian thanh to\u00e1n. \u0110i\u1ec1u n\u00e0y gi\u00fap tr\u00e1nh c\u00e1c tranh ch\u1ea5p kh\u00f4ng \u0111\u00e1ng c\u00f3 trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n giao d\u1ecbch.<\/li>\n\n\n\n<li><strong>\u0110\u00e0m ph\u00e1n \u0111i\u1ec1u kho\u1ea3n LC: <\/strong>Tr\u01b0\u1edbc khi m\u1edf LC, ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n c\u1ea7n \u0111\u00e0m ph\u00e1n k\u1ef9 v\u1ec1 c\u00e1c \u0111i\u1ec1u kho\u1ea3n LC \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng ch\u00fang ph\u00f9 h\u1ee3p v\u1edbi th\u1ecfa thu\u1eadn gi\u1eefa hai b\u00ean v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a c\u1ea3 hai.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8. K\u1ebft lu\u1eadn<\/strong><\/h2>\n\n\n\n<p>LC l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh quan tr\u1ecdng trong th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf, gi\u00fap b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho c\u1ea3 ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n. M\u1eb7c d\u00f9 c\u00f3 m\u1ed9t s\u1ed1 h\u1ea1n ch\u1ebf nh\u01b0 chi ph\u00ed cao v\u00e0 quy tr\u00ecnh ph\u1ee9c t\u1ea1p, nh\u01b0ng v\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a LC, c\u00e1c doanh nghi\u1ec7p c\u00f3 th\u1ec3 y\u00ean t\u00e2m h\u01a1n khi th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi. Vi\u1ec7c hi\u1ec3u r\u00f5 v\u1ec1 LC v\u00e0 c\u00e1ch s\u1eed d\u1ee5ng n\u00f3 m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 s\u1ebd gi\u00fap c\u00e1c doanh nghi\u1ec7p t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh giao d\u1ecbch v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro trong ho\u1ea1t \u0111\u1ed9ng kinh doanh qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n<p><strong>\u0110\u1ecdc th\u00eam:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/theblock101.com\/vong-quay-tong-tai-san\" title=\"\">V\u00f2ng quay t\u1ed5ng t\u00e0i s\u1ea3n l\u00e0 g\u00ec? C\u00e1ch t\u00ednh v\u00e0 \u00fd ngh\u0129a trong qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh doanh nghi\u1ec7p<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/theblock101.com\/rui-ro-suy-thoai-tai-chinh\" title=\"\">R\u1ee7i ro suy tho\u00e1i t\u00e0i ch\u00ednh, nh\u00e0 \u0111\u1ea7u t\u01b0 Crypto c\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng g\u00ec?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/theblock101.com\/thi-truong-thu-cap\" title=\"\">Th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh: Kh\u00e1i ni\u1ec7m v\u00e0 \u01b0u \u0111i\u1ec3m<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>LC (Letter of Credit), hay th\u01b0 t\u00edn d\u1ee5ng, l\u00e0 m\u1ed9t cam k\u1ebft t\u00e0i ch\u00ednh do ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh, \u0111\u1ea3m b\u1ea3o r\u1eb1ng ng\u01b0\u1eddi b\u00e1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c thanh to\u00e1n t\u1eeb ng\u01b0\u1eddi mua khi \u0111\u00e1p \u1ee9ng \u0111\u00fang c\u00e1c y\u00eau c\u1ea7u v\u00e0 \u0111i\u1ec1u ki\u1ec7n quy \u0111\u1ecbnh trong LC. 1. LC l\u00e0 g\u00ec? LC (Letter of Credit) hay&#8230;<\/p>\n","protected":false},"author":3,"featured_media":1270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4],"tags":[45],"class_list":["post-1269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tai-chinh","tag-lc"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/economy.theblock101.com\/wp-content\/uploads\/2024\/09\/Letter-of-Credit-1.jpg","_links":{"self":[{"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=\/wp\/v2\/posts\/1269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1269"}],"version-history":[{"count":2,"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=\/wp\/v2\/posts\/1269\/revisions"}],"predecessor-version":[{"id":1436,"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=\/wp\/v2\/posts\/1269\/revisions\/1436"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=\/wp\/v2\/media\/1270"}],"wp:attachment":[{"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/economy.theblock101.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}